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Your privacy is important to us. This Privacy Policy explains our views and practices concerning privacy, and how they may pertain to you as a user of our system. If you have any questions about this Privacy Policy or the practices of our Web Site, you can contact us via e-mail at: info@okcashloans.com. By accessing or using this Site, you agree to be bound by the terms and conditions of this Privacy Policy. If you do not agree with the terms of this Privacy Policy, please do not use or access the Site. Please note that we review our privacy practices from time to time, and that our practices are subject to change. We ask that you review this page each time you interact with this Site to ensure your continuing familiarity with our current privacy practices. All amended terms shall be automatically effective after they are posted on the Site. Your continued use of the Site after such changes have been posted constitutes your agreement to the changes.

Agreement & Acknowledgement

Okcashloans.com maintains a customer database via this Web Site. We work with a number of third party affiliates to promote our business to various consumers who have opted to complete online applications and have affirmed their request to get information in relation to our services and products. In addition, our services are advertised using online media intended to redirect you to our Web Site. By using our Web Site you agree to us using the Personally Identifiable Information and also the Non-Personally Identifiable Information that we collect. We may also communicate with you regarding new financial services in which we believe you may have an interest. Okcashloans.com Web Site is intended to be used only by people who are over the legal age of 18 and people who are legal US citizens. We urge you to take a few moments to review these terms stated in this Privacy Policy. By agreeing to use okcashloans.coms services you are automatically agreeing to the policy stated here. If you aren’t in agreement with the terms of this policy or currently are under the legal age of eighteen (18) or not a US citizen then please refrain from using our services

Personally Identifiable Information

Okcashloans.com will collect Personally Identifiable Information in addition to Non-Personally Identifiable Information through a number of sources in addition to the ones we discuss below. Personally Identifiable Information is data which is collected with the intention of identifying, locating or contacting a person and which may include but is not limited to a social security number, your first and last name, zip code, address, driver's license, phone number, work number, date of birth, job title, employer's address, employer's name, banking information, IP address, pay dates, compensation, direct deposit, loan amount needed, net income each month and computer specifications.

How we use Cookies

Cookies are data collection devices we use to store, and sometimes track, information about you. Cookies help us provide personalized services and promote trust and safety. A cookie is a small file containing a small amount of data that is sent to your browser from a web server and placed on your computer's hard drive to assist us in providing our services. Our cookies are only read by the server that placed them and are unable to execute any code or virus.

Opt Out Process

All consumers who have voluntarily requested to be contacted through our Web Site's application opt-in process and/or through our affiliate Web Sites or third party vendors opt- in process agree to be contacted via telephone and/or email until they want to discontinue receiving such information.

You can also be removed from our contact list whenever you wish by doing one of the following:
  • Send us an email to support@okcashloans.com; or
  • Click on the 'unsubscribe' button in the communication that you receive.
Your email address and your phone number will be added to our Do-Not Contact list within ten days of receipt. Okcashloans.com is a CAN-SPAM compliant company.

Information Collection Processes

We collect information that you provide directly through our Web Site or other channels. On our Web Site, we may employ "cookies" to help customize your access to the Site and for advertising tracking & targeting purposes. A cookie is a piece of data stored on your hard drive containing information about you. To find out more about cookies, please visit www.cookiecentral.com. In addition to cookies, our Site pages and/or e-mails may contain electronic images known as “pixel tags” (also known as clear gifs) to track the pages that visitors and/or users visit at the Site for purposes of formatting future campaigns and upgrading visitor information used in reporting statistics. Pixel tags from third parties may also be present on our Web Site to help determine the effectiveness of a joint promotional or advertising campaign.

How we share information

We may share your personally identifiable information (including, without limitation, your bank account information and social security number) with lenders participating in our lender network and other third parties with whom we have a business relationship. Those lenders and third parties may use your personally identifiable information to evaluate your qualifications to receive a loan or to communicate with you about other marketing or business offers via telephone, email, mail, or other channels. In addition, we may share some or all of your personally identifiable information with third party marketers and list managers with whom we have a business relationship. We may disclose your personally identifiable information where we have reason to believe that disclosing the information is necessary to identify, contact, or bring legal action against someone who may be violating our policies as specified in the Privacy Policy or relevant Terms of Service, violating state or federal law, or causing injury to or interference with (either intentionally or unintentionally) our rights or property, other users of the Site, or anyone else that could be harmed by such activities. We may disclose your personally identifiable information when we believe that the law requires it (such as in response to a subpoena or similar investigative demand, a court order, or a request for cooperation from a law enforcement or other government agency) and for administrative and other such purposes that we deem necessary to maintain and improve our services. In addition, in the event that all or substantially all of our stock and/or assets or transferred or sold to another entity, we may transfer personally identifiable information to the acquiring entity.

Third Party Sites

Okcashloans.com is not a lender. We work with affiliated loan providers to find you products or services to meet your needs. In these circumstances you may be redirected to the applicable affiliated loan provider’s Web Site after you have completed the application page on our Web Site, or we may collect and send your personal information to the respective affiliate loan provider. Your application will subject you to the privacy policy of the affiliated loan providers as well as ours. Our affiliated loan providers are carefully chosen, but they are independent entities and we do not endorse and are not responsible for the accuracy of their privacy policies and/or terms and conditions; please review them carefully.

Security

We understand the importance of having and maintaining data security and information privacy. All information collected on our Web Site is stored in a technically and physically secure environment in accordance with generally accepted industry standards. A number of security technologies are employed which help to protect the personal information of visitors to our Web Site from unauthorized use, disclosure and access. When highly confidential information is transferred over the internet we protect it using Secure Socket Layer (SSL) encryption protocol. We validate on a regular basis that our security process and procedures provide reasonable protection against system intrusion and theft. Unfortunately, no data transmission over the Internet can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, we cannot ensure or warrant the security of any information that you transmit to us, and you do so at your own risk. Access to your information is strictly limited, and not accessible to the public and only employees who need the information to perform a specific job are granted access to personal information.

Minors

Protecting the privacy of children is especially important. For this reason, we never collect or maintain personal information at our Web Site from those whom we know are under the age of 18 years old. The information and services provided by us or our affiliates, sponsors, and advertisers are not intended for persons under 18 years old.

Privacy Policy Changes

Okcashloans.com reserves the right to update our Privacy Policy at any time in order to reflect changes we make to our existing information practices. If changes are made to okcashloans.com information practices this Privacy Policy will be revised and we advise you to always review and read our Privacy Policy every time you visit this Web Site or decide to use our service.

GLB Act

For purposes of compliance with the Gramm-Leach-Bliley Act, 15 U.S.C. 6802 (the “GLB Act”), this Privacy Policy shall serve as both your initial customer relationship and annual “Privacy Notice” as defined under the GLB Act. If you would like to opt-out from the disclosure of your personal information to any third-party for marketing purposes, please follow the direction in the OPT OUT PROCESS section of this Privacy Statement.

 


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THE OPERATOR OF THIS WEB SITE IS NOT A LENDER, does not broker loans to various lenders, and does not make lending decisions on behalf of lenders. This Web Site does not constitute an offer or solicitation to lend. This site will submit the information you provide to a lender who makes short-term cash loans to borrowers who meet its own lending criteria and does not endorse any particular lender or charge you for any service or product. Providing your information on this Web Site does not guarantee that you will be approved for a short term cash loan. No special offer is promoted in this Web Site. This site will only submit the information you provide to a genuine lender. Providing your information on this Web Site does not mean that your short term cash loan is approved or guaranteed. The owner or operator of this site is not an agent, representative or broker of any lender. All lenders may not provide loans up to the maximum amount stated on the web site. The time for cash transfer may vary between lenders and it may depend on your individual financial institution. Faxing may be required in certain circumstances. This service may not be available in all states, and the states serviced by this Web Site may change from time to time and prior notice may not be given. For more information or queries regarding your short term cash loan, please contact your lender directly. These short term loans are designed to provide you with short term financing only and they should not be considered a long term solution. Some residents of some states may not be eligible for a short term cash loan based upon lender requirements.